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Personal Injury FAQ

Find some frequently asked questions for personal injury.


Help and Advice by The Firm Law Group


Q: Do I have a case?


A: There are many factors to consider and a free initial consultation is the best way to determine the merit of your case. These are the most basic requirements of valid personal injury claims:

• Your injury is a direct result of the incident.
• Someone else's negligence caused the incident.
• You have incurred monetary damages for medical treatment and/or lost wages as a result of your injury.


Q: Why do I need an attorney?

A: There are many reasons why you need an attorney. Most importantly, we will ensure you receive a fair settlement for your injuries. This is what we do day in and day out. Most people really don't know what a fair settlement is for their case or what a jury might award under similar circumstances. Don't assume the insurance company will offer you a fair settlement.


Q: How long will it take to settle my case?

A: There are many different factors that affect how long it takes to resolve a claim. The biggest factors are your length of treatment and type of injuries. Generally, if your injuries are complex, you may require a lengthy period of medical treatment. Once we have enough information concerning your injuries and your future medical needs, we will aggressively pursue resolution of your case.


Q: How can I afford an attorney?


A: Our initial consultation is free for personal injury cases. If we cannot accept your case or you decide not to hire us, you will not be charged. We represent most of our clients on a contingency fee basis, which means if there is no recovery, there is no attorney's fee.



Q: Shouldn't the at-fault insurance company pay my medical bills?


A: Yes, but they typically will not pay medical bills as they are incurred and so you may have difficulty obtaining adequate medical treatment. We can help you coordinate payments through your insurance and other means so that you receive necessary medical care for your injuries. You are ultimately responsible for paying any unpaid medical bills from the settlement or judgment and we will assist you in resolving any outstanding claims that medical providers may have against you.


Q: was offered a settlement shortly after my accident. What should I do?

A: Some insurance companies attempt to settle an injury case immediately after the incident. Usually it is far too soon to understand the extent of your injuries and the true value of your case. Do not agree to a settlement and never sign a release without consulting an attorney. Our initial consultation is free for personal injury cases.

What financial compensation can I get in a personal injury claim?
Personal Injury Victims are entitled to recover money damages for all losses and expenses they incur as a result of an accident. The damages may include the following.

• Medical Bills
• Lost Wages, including Overtime
• Pain & Suffering
• Physical Disability
• Disfigurement
• Permanent Scars
• Emotional Trauma
• Mental Anguish
• Loss of Enjoyment
• Loss of Love & Affection
• Embarrassment
• Mental Disability
• Property Damage
• All out of pocket expenses (transportation charges, house cleaning, grass cutting, and others)



Q: How long do I have to make a claim for Personal Injuries?

A: Every state has certain time limits, called "statutes of limitations," that govern the period during which you must file a personal injury lawsuit. In some states, for example, you may have as little as one year to file a lawsuit from an automobile accident. If you miss the statutory deadline for filing a case, your case is thrown out of court.



Q: What are the Statutes of Limitations?

A: The statutes of limitations are time frames in which you have to file a lawsuit. When the statute of limitations expires on your case, you simply don't have a case anymore. Statutes of limitation differ not only from state to state, but also in regard to the kinds of lawsuits involved. In some states the statute of limitations for medical malpractice, suits against governmental agencies, and wrongful death actions is shorter than that for other types of personal injury cases. In general, however, the statute of limitations for personal injury cases is from one to three years, and the time begins from the time of the accident. There are some exceptions and an experienced lawyer can help you with them.



Q: If I have a personal injury claim do I have to go to court?

A: Most personal injury cases are settled out of court between opposing lawyers or by the insurance company. If your case does go to trial, you most likely will have to appear so that your testimony can be heard.


Q: Should I Talk to Insurance Companies?

A: After an accident, it is wise to only speak with the police in order to have a written record of the events, your insurance company, and with your attorney. Insurance adjusters strive to minimize potential payouts for your injuries, and any discussion you may have with them could be misconstrued and affect the outcome of your claim. It is wise to allow your personal injury lawyer to handle all interaction with the negligent party's insurance.


Q: Should I Accept a Check from the Other Party's Insurance?


A: Just as you should avoid speaking with the negligent party's insurance company, you should never accept a check from an insurance company before consulting with your attorney; accepting a check from them may be taken as a settlement. Adjusters may come to your home ready to write a check before you have had a chance to consult a doctor or attorney—do not feel pressured to accept any money. If you do accept and your injuries worsen, the insurance company will no longer be held responsible for your accumulating medical bills.

Contact Our Experienced Personal Injury Lawyers
If you or a loved one has sustained serious injuries as a result of someone else's negligence, contact our skilled attorneys at The Firm Law Group. We have the knowledge, resources, and determination to help you fight for the compensation you deserve for your injuries.


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